When A Middle class Opens The Doors of Wealth
Is Your Salary Big?
When A Middle class Opens The Doors of Wealth |
One decision makes difference! what not to buy?
Friends, today I am going to tell you a true story. It may be related to your life also. In our house, father used to earn and he used to take care of the household expenses. As time passed, Papa's salary increased, but due to our increasing expenses and rising inflation, despite having a huge salary, Papa did not have money for the next month's expenses. Our family used to wait eagerly for the completion of the month, when the salary for the next month would come and the remaining work would be completed in the next month. This sequence did not stop. When I grew up, after getting education, I also took up a job understanding the financial condition of the house. Now I thought that I will reduce some burden on Papa, so that the position of our Aarti will be strengthened and a good attitude will be developed for us in the society. This trend continued and my father kept going to work, but as my salary increased, our expenses also increased, inflation also increased and the situation was the same as it was 10 years ago, it is the same situation even today that we go to job because Because the next month's salary is eagerly awaited. Because as time passed, our expenses increased as our income increased or we can say that we increased them.
When A Middle class Opens The Doors of Wealth |
Read Related: Are you worried about future of children ?
Troubled by the financial condition of my house, I always kept thinking that for how long will this continue? Will I also reach retirement like my father? And will I remain dependent on my job? Will my children also earn their living in this manner? How long will I remain dependent on next month's salary for my luxuries and enjoyment? On the day of vacation, I thought a lot and questions started arising in my mind to find new ways to get out of these things. Meanwhile, I read the book rich dad poor dad and started looking for some ways of financial education and then I analyzed myself that Why is it that we are earning more than millions of people? But the situation is not changing! We are not happy at heart! Whatever be the work in the family, our thoughts always got stuck on money.
Every night before sleeping, I used to concentrate on those tasks which I wish could be completed if I had money, and in the morning too, I used to spend the same time worrying about money. I thought of analyzing my financial situation and when I read some books on financial education, I realized that till now I was living my life on the basis of school education only and I had no knowledge of financial education. To some extent, I was responsible for my financial circumstances, not the circumstances at home because there were some things that we bought every month. Which in reality were not needed that much, that is, work could have been done without them also. The second aspect was that I had not saved any money, I thought that this money was to be spent on some need. After all, why are we working? We are earning only to spend. But I was wrong many times. The result was that I had to borrow money from friends to survive the month. Every time I had no money left. Now I knew and thought in my mind that it is not too late.
When A Middle class Opens The Doors of Wealth |
What I Was Doing To Shift My Finance
Now I was thinking of changing my financial situation and thinking in a new way, I started saving small amounts and started sending them towards investment. I was investing very small amounts in the beginning but gradually I realized the power of saving and investing and started following it with determination. I believed that if I don't control my financial situation today, I will have to face big problems tomorrow, so I gradually controlled my mind, curbed unnecessary things and spent the remaining money on less. Now I did not go to the monthly sales to buy. Now I did not waste my time going to restaurants. Now I forced my mind to think in a new way. Now gradually I started accumulating some money but now I was not in favor of withdrawing it and spending it. Because I had learned that my money now worked for me. My money had now become my employee and I used to think in my mind that I sleep every night but my money has become my employee and works for me 24 hours a day. Now I started increasing the number of my employees month by month, that is, I started investing more money. Friends, here is one more thing that I always fulfilled the basic needs of my family. It is not that I never ignored the basic needs of life like food, health etc. Now I used to get a good sleep, because I felt that I had money and I was investing it in the right place and my morning journey started with peace of mind.
When Magic Starts
Now I did not have to wait for my salary to increase every time because my mind was now filled with joy. Now I had gained confidence and as days were passing by. I was getting new opportunities to earn money, because I used to think in my mind that I have opened a company in my mind in which the money I have invested will work hard for me day and night like my employees are doing.
So friends, even if you save a small amount and invest it in a safe way so that that money can become your employee and make you more profits and gradually you can make a bigger passive income and as you think about these things, read And let us understand that your knowledge keeps getting better.
Today, if you do not have $1000 then start investing with $1, because the journey of a thousand miles begins with your one step. After all, how long will you keep waiting for your salary to come every month and for it to increase.
Read more: Where is your money?
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